FR-2026-0003

Aquila’s Wecan choice: testing Swiss data control

Aquila’s Wecan selection and a Swiss government software study raise a useful buying question: what can an institution demonstrate about control of its data?

Analysis
1
September 29, 2026
1.0
Finance, Fiduciaries & trustees, Public sector
Communication
Sina Tadayon
3
1
One file
Our proposed procurement test: follow a fictional client file through processing, review and export.
Formal Record analysis; source announcements linked below.
Selection
Wecan announced Aquila’s choice following a competitive process; implementation was underway.
Limits
The BOSS study found potential for key office processes alongside practical barriers to wider use.
Prove it
Ask suppliers to demonstrate access, decision history, export and continuity for the same test file.
Translate a claim of Swiss data control into specific evidence about processing, access and recoverable records.
Follow an instruction across the institution and its intermediaries. Check who can see, change and approve it.
The Formal Record is published by Letro, which has a commercial interest in formal communication software. AI assisted the research and drafting.
1.0 | 29 Sep 2026 | First published.
aquila-swiss-data-control-procurement

Aquila has selected Wecan for client lifecycle management following a competitive procurement process, according to an announcement published by Wecan on 8 September. The supplier says the project covers onboarding, periodic reviews and changes in circumstances, with implementation underway. Read Wecan’s Aquila announcement.

The announcement describes data remaining under Swiss control and AI outcomes that can be explained, reproduced and audited. These are supplier claims about the selected approach. The release is not an independent assessment of the deployed system. Wecan sets out those claims here.

For another institution choosing software, the useful question is what evidence would turn such descriptions into a decision it can defend.

Control has to survive ordinary work

Our analysis starts with a simple distinction. The stated location of data is one procurement fact. An institution also needs to understand who can access it, how instructions change, how an outcome can be checked and what happens when the service is unavailable. A hosting label does not answer all those questions.

A separate Swiss project illustrates why practical testing matters. The Federal Chancellery’s BOSS office-software study involved 172 participants in its browser-based user acceptance test. Its published summary reports suitability in principle for key standard processes, alongside technical, operational and organisational barriers to widespread production use. Results were released on 2 September. Read the BOSS feasibility study summary.

BOSS is a public-administration office-software project, not an evaluation of Wecan. We draw a methodological lesson from it: report working capabilities and unresolved limitations together.

Follow one fictional file from arrival to exit

For procurement teams, we propose a demonstration built around one fictional client relationship. Include an intermediary, a supporting document, a request for clarification and an approval. Ask each shortlisted supplier to handle the same sequence.

  1. Locate the processing. Identify where the original document, extracted information, temporary copies and backups are handled. Ask which organisations operate each part. Distinguish a demonstrated fact from a contractual promise.
  2. Show access in practice. Use different staff roles. Attempt to view, amend, approve and export the file. Include the supplier’s support access in the discussion and establish how that access is authorised and recorded.
  3. Explain an outcome. Select one extracted value or proposed classification. Trace it to the input, the processing version and any human correction. Ask the supplier to show what can actually be reproduced.
  4. Change an instruction. Replace a document or withdraw an approval. Check whether the earlier state and the reason for the change remain distinguishable from the current state.
  5. Leave or lose the service. Export the material and inspect whether another authorised person can read the documents, messages and decision history. Discuss how essential work would continue during an outage.

These are proposed questions, not allegations about either project. They turn a broad claim of control into a set of observable tasks.

Keep a record of what the demonstration did not prove

For each step, distinguish “demonstrated”, “documented but not tested” and “unresolved”. Name the person responsible for resolving the gap and the evidence required. A well-run demonstration should be allowed to produce an incomplete answer.

For example, an export may contain every attachment but omit the link between an approval and the document version it concerned. Counting files would miss that gap. Asking a second person to reconstruct the exchange would reveal it.

This is the formal communication question within procurement: can the institution preserve an intelligible connection between a participant, an instruction, its authority and the retained record? The answer should remain useful after a member of staff leaves or the supplier changes.

The immediate takeaway is to attach a completed file walkthrough to the buying decision. It gives decision-makers a record of what they saw, what they relied on and what remains to be checked. Our AI pilot scorecard applies the same discipline to task quality and review time.

We compared Wecan’s announcement with the Federal Chancellery’s published BOSS summary, accessed on 29 September 2026. The projects have different purposes and are not compared as competing products. We did not inspect Aquila’s implementation, contracts or technical controls. The fictional-file walkthrough is our proposed procurement exercise, not a Swiss legal or certification standard.

Swiss investors: the AI–adviser trust gap
swiss-investors-ai-financial-adviser-trust
FR-2026-0006
Analysis
1
September 29, 2026
Finance
AI
A Swiss survey reports a narrow AI–adviser trust gap among Gen Z investors. The useful response is a clear way to check claims clients bring to their adviser.
3
1
February
The survey’s fieldwork month; the findings were published in September 2026.
IFZ/HSLU research article, 28 September 2026; linked in the record.
Snapshot
The reported age-group comparison does not establish a change in trust over time.
Sina Tadayon
FCA AML handover: can law firms retrieve the record?
fca-aml-supervision-law-firm-records
FR-2026-0005
Analysis
1
September 29, 2026
Law
Communication
The FCA plans to begin legal and accounting AML supervision in late 2028. A practical retrieval exercise can help firms examine their decision records.
4
1
Late 2028
When the FCA says it will begin taking on the additional AML supervision described in its speech.
FCA speech, 17 September 2026; linked in the record.
60,000
Entities across legal and accounting sectors in the FCA’s stated scope; not 60,000 law firms.
Sina Tadayon
FCA disclosures: delivery is not understanding
fca-investor-disclosures-client-understanding
FR-2026-0004
Analysis
1
September 29, 2026
Finance
Communication
Only 6% of 132 investment disclosures met the FCA’s plain-English readability assessment. Here is a practical way to test what a reader has understood.
3
1
6%
Of 132 documents met the FCA’s plain-English readability assessment; not a measure of investor comprehension.
FCA disclosure review, 2 July 2026; linked in the record.
Documents
The 6% result describes a text assessment, not the share of clients who understood an investment.
Sina Tadayon
Aquila’s Wecan choice: testing Swiss data control
aquila-swiss-data-control-procurement
FR-2026-0003
Analysis
1
September 29, 2026
Finance, Fiduciaries & trustees, Public sector
Communication
Aquila’s Wecan selection and a Swiss government software study raise a useful buying question: what can an institution demonstrate about control of its data?
3
1
One file
Our proposed procurement test: follow a fictional client file through processing, review and export.
Formal Record analysis; source announcements linked below.
Selection
Wecan announced Aquila’s choice following a competitive process; implementation was underway.
Sina Tadayon
Brodies’ AI pilot: what law firms should measure
brodies-ai-pilot-law-firm-evaluation
FR-2026-0002
Analysis
1
September 29, 2026
Law
AI
Brodies chose Legora after a three-month, 180-person pilot. Our proposed scorecard helps law firms test quality, review time and readiness before buying.
3
1
180
Colleagues involved in Brodies’ pilot, according to the firm.
Brodies announcement, 25 September 2026; linked in the record.
3 months
Brodies reports testing Legora with legal and business support colleagues before choosing it.
Sina Tadayon
SRA scam alerts: verifying client instructions
sra-scam-alerts-client-instruction-verification
FR-2026-0001
Analysis
1
September 29, 2026
Law
Verification
Fourteen SRA alerts in four days expose a practical question for law firms: can a client check who issued an instruction without trusting the message itself?
3
1
14
SRA alerts dated 22–25 September 2026; a publication count, not a count of victims.
SRA alert index; count and linked register in Method.
14
Alerts published over four days. This does not measure the frequency of fraud.
Sina Tadayon
1
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